SBI SimplySAVE Credit Card – A Complete Guide to Features, Benefits & Application
The SBI SimplySAVE Credit Card is a highly rewarding and affordable card for everyday spending. Whether you’re dining out, shopping for groceries, or catching a movie, this card offers exceptional rewards and savings. It’s no surprise why it’s among the best credit cards in India for maximizing value.
This guide will explore everything you need to know about the SBI SimplySAVE Credit Card, including its benefits, fees, and how to apply for SBI credit card online.
Key Features of SBI SimplySAVE Credit Card
- Welcome Bonus
- Spend ₹2,000 or more within the first 60 days to earn 2,000 bonus Reward Points.
- Reward Points Program
- Earn 10x Reward Points on dining, movies, groceries, and departmental store purchases (₹150 = 10 points).
- Earn 1 Reward Point on all other transactions (₹150 = 1 point).
- Redeem points for gifts or outstanding balance.
- Fuel Surcharge Waiver
- Enjoy a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at petrol pumps in India.
- Fee Waiver on High Spends
- Spend ₹1,00,000 annually to get a renewal fee waiver.
- Worldwide Acceptance
- Accepted at 24 million outlets globally, including 3.25 lakh in India.
- Additional Benefits
- Balance Transfer on EMI: Save on interest by transferring other credit card balances to your SBI SimplySAVE Credit Card.
- Flexipay: Convert purchases above ₹2,500 into easy EMIs.
- Utility Bill Payments: Pay bills easily using the card.
Fees and Charges
| Type | Amount |
|---|---|
| Annual Fee | ₹499 (one-time) |
| Renewal Fee | ₹499 per annum |
| Reward Redemption Fee | ₹99 per request |
Benefits of Choosing the SBI SimplySAVE Credit Card
- High rewards on everyday expenses like dining, movies, and groceries.
- Affordable annual fees with the option to waive renewal charges.
- A secure, contactless payment system for convenience and safety.
Whether you’re a first-time credit card user or looking for value-packed features, the SBI SimplySAVE Credit Card is a great option.
How to Apply for SBI Credit Card Online
Follow these simple steps to apply for the SBI SimplySAVE Credit Card:
- Visit moneyyogya.in.
- Browse the credit card options and select the SBI SimplySAVE Credit Card.
- Fill out the online application form with your details.
- Upload the required documents for verification.
- Submit your application and await approval.
Frequently Asked Questions (FAQs)
1. Who is eligible to apply for the SBI SimplySAVE Credit Card?
Individuals with a good credit score, stable income, and age between 18 to 65 years are eligible.
2. How can I earn Reward Points with the SBI SimplySAVE Credit Card?
You can earn 10x Reward Points on dining, movies, groceries, and departmental stores. For all other transactions, you earn 1 Reward Point for every ₹150 spent.
3. What is the annual fee for the SBI SimplySAVE Credit Card?
The annual fee is ₹499, which can be waived if you spend ₹1,00,000 or more in a year.
4. Can I apply for the SBI SimplySAVE Credit Card online?
Yes, you can easily apply for this card online at moneyyogya.in.
5. What documents are required to apply for the SBI SimplySAVE Credit Card?
Typically, you need identity proof, address proof, and income proof (salary slips, IT returns, etc.).
6. Is the SBI SimplySAVE Credit Card contactless?
Yes, it supports contactless payments for enhanced convenience and security.
7. How can I pay my SBI credit card bill?
You can pay your credit card bill online via NEFT, SBI’s BillDesk, or through the SBI Card app. Offline options include cheque payments or bank transfers.
8. Does this card offer any benefits on fuel transactions?
Yes, you get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at petrol pumps across India.
9. Can I convert large purchases into EMIs?
Yes, you can convert purchases above ₹2,500 into easy monthly installments using the Flexipay feature.
10. Is there a lifetime free version of the SBI SimplySAVE Credit Card?
No, the SBI SimplySAVE Credit Card has an annual fee, but it can be waived if you meet the annual spending requirement of ₹1,00,000.
Conclusion
The SBI SimplySAVE Credit Card offers unbeatable rewards and savings on everyday purchases, making it one of the best credit cards in India for value seekers. Ready to apply? Visit moneyyogya.in today and enjoy exclusive benefits with SBI!